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Village Insurance Brokers | Visit us at one of our two locations

Village Insurance Brokers
1-610 Main Street
Ile des Chenes, Manitoba R0A 0T0
Telephone or Fax (204) 878-3485
Village Insurance Brokers
4 - 1321 Dawson Road
Lorette, Manitoba R0A 0Y0
Telephone  or Fax (204) 878-3376
 
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Aux text area: Insurance, in law and economics, is a form of risk management primarily used to hedge against the risk of a contingent loss. Insurance is defined as the equitable transfer of the risk of a loss, from one entity to another, in exchange for a premium, and can be thought of as a guaranteed and known small loss to prevent a large, possibly devastating loss. An insurer is a company selling the insurance; an insured or policyholder is the person or entity buying the insurance. The insurance rate is a factor used to determine the amount to be charged for a certain amount of insurance coverage, called the premium. Risk management, the practice of appraising and controlling risk, has evolved as a discrete field of study and practice.